Globalization has led to a tremendous increase in international trade thus, culminating in an upsurge in demand for structured trade finance and this requires higher degree of sophistication in service delivery. We have carefully developed an array of financial solutions and products that enable us to manage our clients’ trade cycles efficiently. With the working knowledge of our customers’ industries, we have structured our products in such a way that their working capital needs at the various stages of the trade cycle are professionally accommodated. The products include but not limited to the following:

IMPORT FINANCE DOLLAR FACILITY
The product makes it convenient for our customers to access our Dollar denominated Import Finance Facility at a very affordable interest rate. We are able to establish our clients’ Letters of Credit, confirm and negotiate same using our Confirmation Lines with our correspondent banks.
 

EXPORT FINANCE
Through our Export Desk, we provide direct Export Finance Facility to our clients. We also assist them in accessing the Export Refinancing and Rediscounting Facility (RRF) offered by the Nigeria Export and Import Bank.

OVERDRAFT/WORKING CAPITAL FACILITY
We are conscious of our clients’ short term financing needs as they proceed along the different stages of the business cycle. With this product, we able to offer temporary accommodation to our customers in a flexible and professional manner to enable them implement short term financial plans.
   
FINANCIAL ADVISORY SERVICES
We keep our customers abreast of current developments within the regulatory, money market and the political environment. In this way, we are able to assist our clients in minimizing their risks substantially.

LETTERS OF CREDIT (LC’s)
The exporters (suppliers) and importers (buyers) require absolute confidence in themselves as they process their business transactions. With our LC products we are able to engender this confidence between the two parties through our professional and excellent service delivery channels.