This portfolio covers quite an array of traditional banking products and services such as:

Current and Savings Account Services
Corporate and Investment Services
Funds Management
Foreign Currency Domiciliary Accounts
Commercial Papers and Bankers' Acceptances (CPs & BAs)
Special Products
Salary Account Administration
Advisory Services

Credit products such as:

• Over Drafts
• Short-Term Credit and
• Import Finance

Export Finance
Contract Finance
LPO Finance
Refinancing Facilities
Cheques and Drafts Discounting
Salary Advances
Micro Credits

Various forms of Funds Transfer like:
On-Line Real-Time
NIBSS
Bankers Payment
Telegraphic
Standing Orders Cash
Cash Pick-ups
Letters of Credit

Collection Services for Federal and State Governments:
Taxes
Custom Duties
NITEL Bills
Power Holding Corporation Bills  
Cash Management Services
School Fees
Professional Fees
Contingent Liabilities Bond and Guarantees.